Agent Portal: Kemper Prime: Auto

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• Available limits for UIM BI: 30,000/60,000 50,000/100,000 100,000/300,000 250,000/500,000 500,000/1,000,000 85,000 CSL 100,000 CSL 300,000 CSL 500,000 CSL.
• Available limits for UIM PD: 25,000 50,000 100,000 250,000. $250 deductible applies.

• Available Limits: 500 1,000 2,000 2,500 5,000 10,000 25,000.
• Not available with Personal Injury Protection.

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• Available Limits: 2,500 5,000 10,000 25,000 50,000.
• Not available with Medical Payments.

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• Available deductibles: 50 100 250 500 1,000 1,500 2,000 2,500.
• Each deductible is available with full glass coverage.

• Available Deductibles: 50 100 250 500 1,000 1,500 2,000 2,500

• Available limits: 40/1,200 50/1,500 75/2,250.

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• Available limits: 50 75 100 200 300.
• Covers mechanical breakdown, battery failure, insufficient supply of fuel, flat tire, lockout, entrapment in snow, mud, water or sand.

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• Covers the amount owed to a lien or lease holder after a total loss.

• Original parts use to fix vehicle after a loss.
• Comprehensive and collision coverage must be purchased.

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• Waiver of First Accident or Minor Violation: Available at the start of the policy. Will not apply if another accident or minor violation is being waived. Does not work for major violations.
• Diminishing Deductible Credit: Initial $100 credit to the deductibles. $100 credit at renewal if you remain accident free.
• Trip Interruption Coverage: up to $600 for transportation expenses and lodging if you have a breakdown 100 miles or greater from your current address.
• Personal Property Coverage: Up to $1,000 for personal property damaged or stolen out of your vehicle. $250 deductible if the loss is due to theft. Deductible waived if the entire vehicle is stolen.
• Parked Automobile Deductible Waiver: Kemper will still subrogate for the loss, but you will not have to worry about your deductible in the meantime. Vehicle must be unoccupied and legally parked.
• Key and Transmitter Replacement Coverage: Kemper will pay up to $500 for a new key fob if it damaged.

• Can extend coverage to use of a vehicle in Mexico.
• Trip must be less than 10 days and at most 25 miles from the border.

• Exclude a certain driver from coverage.

• The earlier the quote from the effective date, the larger the discount that is applied.

• Applies to current Kemper employees and Active/Retired military members.

• Must be under the age of 21.
• Certificate Required.

• Certificate must show completion in the last 36 months.
• Cannot be court ordered.

• Works like a multi-vehicle discount. If you have more than one vehicle on the policy.

• Must be under the age of 24 with at least a B average.
• Proof required.
• Student away at school (at least 100 miles) is also available.

• Available if you have more than one policy with Kemper.

• Available if you choose to have documents emailed.

• Available if the insured decides to pay in full.

• Available if you have an active or passive security device.

• Available if the vehicle is 1 model year old or newer.

• Available if the insured owns their home.

• Available if the insured had no lapse of insurance.