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Included, Optional Coverage, Discounts
Auto Manual
Included
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View Auto Contract 1View Auto Contract 2 View Policy Provisions
Bodily Injury and Property Damage Liability
- Available Bodily Injury limits: 30/60, 50/100, 100/300(not allowed on SR22-filing)
- Available Property Damage Limits: $25,000/$50,000/$100,000
Additional Highlights
- Updates sent to insured’s phone via text.
- Online Services Available with EKemper.
Optional Coverage
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Uninsured Motorists Bodily Injury and Property Damage
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- Available limits for bodily injury: 30/60, 50/100, 100/300.
- Available limits for property damage: $25,000/$50,000/$100,000.
- $250 deductible for UIM property damage.
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Medical Payments |
- Amount Kemper Specialty will pay to insured for medical bills.
- Available limits include: $500, $1000, $2500, $5000.
- Not available if PIP is selected.
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Personal Injury Protection
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- Amount Kemper Specialty will by for medical expenses, funeral expenses, and loss of income.
- Available limits include: $2500 and $5000.
- Not available if medical payments is selected.
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Comprehensive and Collision
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- Available deductibles include: $100/$250/$500/$1000.
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Rental Reimbursement
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- Available limits for include: 20/600 and 30/900.
- Physical Damage Coverage Required.
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Roadside assistance
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- Emergency Road Service for mechanical first aid, tire service, battery service, delivery service (Including gas).
- Towing up to 15 miles.
- Locksmith assistance up to $25.
- Theft Reward up to $500.
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Discounts
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Paid in full |
- Available if the policy is paid in full.
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Resident Discount |
- Available if the insured has a renter or has a homeowner’s insurance policy. Proof required.
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Multi-Car |
- Given if the insured has two or more vehicles on the policy.
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Advance Quote |
- Given if the insured initiates the quote 7 days in advance. Will continue to apply at renewal.
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New Car |
- Applies if the vehicle is within 7 model years
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Electronic Stability Control |
- Available if the vehicle has stabilization technology. The VIN number will confirm this.
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Good Student |
- Available if the student is under 24 years old and holds a ‘B’ average.
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Prior insurance |
- Up to 24 months. Less than 30 day lapse of insurance.
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