Agent Portal: Progressive: Boat and Personal Watercraft

Included

Boat Contract

Bodily Injury and Property Damage Liability

Includes coverage for fuel spills.
Available limits: 30/60/25, 50/100/25, 50/100/50, 100/300/25, 100/300/50, 100/300/100, 250/500/25, 250/500/50, 250/500/100.

Pet Coverage Included

$1,000 limit.

Covered up to 75 miles off the coast of the United States

Can be increased to 175 miles.

Other Highlights

Online services and mobile app available.

Optional Coverage

UIM Bodily Injury and Property Damage	Subject to $250 deductible. Available limits: up to bodily injury limit selected. Up to property damage selected.
Medical Payments	Available limits: 500, 1000, 2000, 5000, 10000.
Personal Injury Protection	Available limits: 2500, 5000, 10000.
Comprehensive	Will pay to remove wreckage. Separate storm deductible. Available limits: 100, 250, 500, 1000, 2000. Agreed Value.
Collision	Available limits: 100, 250, 500, 1000, 2000. Agreed Value.

Roadside Assistance	Can be endorsed to cover trip interruption. Pays up to $500 for lodging and food if you are more than 100 miles away from your home.
Personal effects	Pays for personal property in the boat after a covered loss. Can go up to $99,000. There is a $100 deductible.
Propulsion Plus	Pays to replace a mechanical breakdown that occurs in the lower unit of an outboard engine, or in the upper and lower units of an inboard/outboard engine. $250 deductible for this coverage. Does not provide coverage until 31 days after policy effective date.
Sign & Glide	Able to call Progressive for a tow when you are on the water.
Disappearing deductible	Drops each deductible by 25% for each period that the insured is accident free.
Fishing equipment	Up to $10,000 for fishing equipment. $100 and $250 deductibles apply.

Discounts

Five year accident free	Given if the insured has been accident free for 5 years according to report.
Five year claim free
Advance Quote	Available if the policy is quoted before the renewal of the past policy.
Continuous Insurance- Diamond	Customers who have been with Progressive continuously for 5 years save with a discount. This will also give you large accident forgiveness.
Continuous Insurance- Silver	Insured for at least 6 months with Progressive or another company.
Continuous Insurance- Gold	Insured for at least 1 year with Progressive or another company.
Continuous Insurance- Platinum I	Insured with progressive or another company for at least 3 years.
Distant Student	Available if a driver under the age of 23 is away at school without a car.
EFT	Available if you pay your bill with EFT.
Education Rating	Available if you have a college degree.
Good student	Available for any driver under the age of 22 and maintains a B average or higher. Proof required.
Homeowner	Available if you own a home.
Minor Child	Available for young children (between 14-19) if the insured has been insured for up to 1 year or higher.
Mobile home owner	Available if you are mobile home owner.
Multi-car	Available if you have more than one car on your policy
Multi-policy	Available if you have other policies with Progressive. Occupation Rating
Paid in Full	Available if you pay the policy in full.
Paperless	Available if you receive all documents and billing through email
Preferred Prior Carrier	Available if the prior carrier was preferred.
Snapshot	Discount available at the beginning. After 6 months of device tracking, another discount will be applied. Surcharge also available. Emails will be sent to insured. Snapshot mobile now available. Plug in not needed.

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