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Included, Optional Coverage, Discounts
Motorcycle Manual
Included
Bodily Injury and Property Damage Liability
- Available limits: 30/60/25, 50/100/25, 50/100/50, 100/300/25, 100/300/50, 100/300/100, 250/500/25, 250/500/50, 250/500/100.
Accessory Coverage
- Covers any accessories on the bike, ATV, or off road vehicle. $3,000 included with policy.
- Phone app and online services available.
Total Losses Covered at Replacement Cost
- The vehicle must be younger than at least a year.
Small Claim Forgiveness
- Claims below $500 will be waived from effecting your rates at renewal.
Accident Forgiveness
- Must be with Progressive for at least 48 months and not had any incidents for the past 35 months.
Additional Coverage
- Replacement cost loss settlement on partial losses.
- Online Services and mobile app available.
Optional Coverage
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UIM Bodily Injury and Property damage |
- Subject to $250 deductible. Available limits: up to bodily injury limit selected.
- Up to property damage selected.
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Medical Payments |
- Pays for medical payments needed by an insured.
- Available limits: 500, 1000, 2000, 5000, 10000.
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Personal Injury Protection |
- Pays for medical expenses, funeral expenses, and loss of income.
- Available limits: 2500, 5000, 10000
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Comprehensive |
- Available limits: 100, 250, 500, 1000, 2000
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Collision |
- Available limits: 100, 250, 500, 1000, 2000
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Carried Contents |
- Covers personal property losses while insured is using the vehicle. Subject to a $250 deductible.
- Available limits: 1000, 2000, 3000.
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Accessory coverage |
- Covers any accessories on the bike, ATV, or off-road vehicle. Up to $30,000. $3,000 included.
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Roadside Assistance |
- Can be endorsed to cover trip interruption. Pays up to $500 for lodging and food if you are more than $100 miles away from your home.
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Disappearing deductible |
- Drops each deductible by 25% for each period that the insured is accident free.
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Transport Trailer |
- Up to $10,000 can be added to cover losses to the transport trailer.
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Discounts
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Five year accident free |
- Given if the insured has been accident free for 5 years according to report.
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Five year claim free |
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Advance Quote |
- Available if the policy is quoted before the renewal of the past policy.
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Continuous Insurance- Diamond |
- Customers who have been with Progressive continuously for 5 years save with a discount.
- This will also give you large accident forgiveness.
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Continuous Insurance- Silver |
- Insured for at least 6 months with Progressive or another company.
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Continuous Insurance- Gold |
- Insured for at least 1 year with Progressive or another company.
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Continuous Insurance- Platinum I |
- Insured with progressive or another company for at least 3 years.
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Distant Student |
- Available if a driver under the age of 23 is away at school without a car.
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EFT |
- Available if you pay your bill with EFT.
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Education Rating |
- Available if you have a college degree.
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Good student |
- Available for any driver under the age of 22 and maintains a B average or higher. Proof required.
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Homeowner |
- Available if you own a home.
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Minor Child |
- Available for young children (between 14-19) if the insured has been insured for up to 1 year or higher.
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Mobile home owner |
- Available if you are mobile home owner.
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Multi-car |
- Available if you have more than one car on your policy
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Multi-policy |
- Available if you have other policies with Progressive.
- Occupation Rating
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Paid in Full |
- Available if you pay the policy in full.
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Paperless |
- Available if you receive all documents and billing through email
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Preferred Prior Carrier |
- Available if the prior carrier was preferred.
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Snapshot |
- Discount available at the beginning. After 6 months of device tracking, another discount will be applied. Surcharge also available. Emails will be sent to insured. Snapshot mobile now available. Plug in not needed.
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