10% or $1,000 whichever is greater |
- 10% or $1,000 whichever is greater: Moved from the residence while it is being repaired.
- Available for the first 30 days in a newly acquired premises.
- $1,000: Securities, accounts, deeds, evidences of debt, letters of credit, notes other than bank notes, manuscripts, personal records, passports, tickets and stamps. This dollar limit.
|
$250 |
- Money, bank notes, bullion, gold other than goldware, silver other than silverware, platinum other than platinumware, coins, medals, scrip, stored value cards and smart cards.
- Property away from premises used for business purposes.
|
$1,000 |
- Securities, accounts, deeds, evidences of debt, letters of credit, notes other than bank notes, manuscripts, personal records, passports, tickets and stamps.
- Watercraft of all types, including their furnishings, equipment and outboard engines or motors.
- Trailers or semitrailers of all types.
- Loss by theft of jewelry, watches, furs, precious and semiprecious stones.
- Electronic apparatus and accessories, while in or upon a “motor vehicle”, but only if the apparatus is equipped to be operated by power from the “motor vehicle’s” electrical system while still capable of being operated by other power sources.
- Electronic apparatus and accessories used primarily for “business” while away from the “residence premises” and not in or upon a “motor vehicle”. The apparatus must be equipped to be operated by power from the “motor vehicle’s” electrical system while still capable of being operated by other power sources.
- Art glass windows and other works of art such as, but not limited to paintings, statuary (including but not limited to Hummels), marbles, bronzes, porcelains, rare glass, and bric-abrac.
- Collections including but not limited to baseball cards, comic books, album covers and any other memorabilia. This limit applies regardless of the number of collections or collectibles.
|
$1,500 |
- Bicycles and related equipment.
- Loss by theft of tools.
|
$2,500 |
- Loss by theft of firearms, related equipment, and ammunition.
- Loss by theft of silverware, silver-plated ware, goldware, gold-plated ware, platinumware, platinum-plated ware and pewterware. This includes flatware, hollowware, tea sets, trays and trophies made of or including silver, gold or pewter.
- Property used primarily for “business” purposes that is located on the “residence premises” at the time of loss. Loss by theft of personal computers, including but not limited to tablet, laptop and desktop computers, accessories, and related peripherals such as disk drives, printers, and commercial software. We will not pay for other software or lost data.
- Loss by theft of electronic equipment and related data, including but not limited to: (1) Televisions, audio, video and other electronic media playing and/or recording devices. (2) Audio and video media storage devices such as dvds, records, cds, and tapes. (3) Cameras, projectors and related equipment. (4) Gaming systems including their games and accessories.
|