Did you know that every home policy includes special limits on jewelry for theft? While other losses will be covered up to your personal property limit, theft is limited for certain items. Most of the time, the special limit will be about $2,500 for jewelry. This is paid for jewelry stolen after your deductible is […]
It’s no secret that Texas experiences a large amount of hail storms each year. In the last 5 years, that number has grown. The chances of your home getting hit by hail increases every year. For some people, they may go 20 years without a claim. Others are not so lucky. Whether it is your […]
Personal Injury Protection If you have ever read an Auto Insurance policy, you have probably come across the Personal Injury Protection coverage or PIP. It is not uncommon that you have to sign to accept or reject the coverage in your application. PIP is designed to protect you as the driver. It is not used […]
Some homeowners who have not seen various types of roof damage may have difficulty distinguishing between blistering and hail damage. To the untrained eye, they seem to look the same. There are a few differences. In this article, we will explain the difference between hail damage and blistering. We will also cover how to prevent […]
If you have ever received a quote for auto insurance, you may have heard the term “Full Coverage”. Many insureds have a hard time understanding what “Full Coverage” actually means. Full Coverage is when you have the state required liability and coverage for damage to your vehicle. If you decide to not have coverage for […]
